Insurance companies sometimes require a 4-point home inspection, especially for older homes, in order to qualify for homeowners insurance. The 4-point inspection is limited to the visual components of the following systems:
These four systems are the most likely to result in an insurance claim, so the insurance company wants to make sure they are in reasonably good condition. Specifically, the insurance company will look at the age and overall condition of the components and whether or not any repairs were done professionally. If there are deficiencies, then you might have to correct them in order to qualify for, or maintain, your insurance policy.
A 4-point home inspection is much less comprehensive than the standard home inspection that you would get before purchasing a home. The inspection typically takes between 30 minutes to one hour. After the inspection, I will provide you with a short report that you can submit to your insurance company.
JDB Property Inspectors provides 4-point home inspections in San Diego, Los Angeles, Temecula, Oceanside, Riverside, Huntington Beach, Irvine, Palm Desert, Victorville, Long Beach, Pasadena, Yorba Linda, Costa Mesa, Fullerton, Anaheim, Anaheim Hills, Glendora, Diamond Bar, Orange, Rancho Santa Margarita, and surrounding areas. Not sure if that's you? Give me a call at (714) 747-6351 or send me an email.